Often, the only real recourse for a motorcyclist who has been injured in an accident is to take the other driver to court in a personal injury lawsuit. If the biker has been killed, his or her family may need to pursue a wrongful death claim in court.
Why? Because insurance companies are quick to blame the motorcyclist for the accident. There’s a long history of anti-motorcycle bias in the media and in public perception. Motorcyclists are perceived as risk-takers, people who ride fast and live hard — so the natural tendency is to think that they’re responsible for their own accidents.